Whether it's fire, flood, hurricane, or earthquake, natural disasters throw a family's life into utter chaos. While you're physically picking up the pieces, don't forget to pick up the financial pieces as well. And to do so, a certified public accountant may be one of your greatest assets. Why? Here are a few ways a professional accountant can help you after a disaster loss. 1. Tax Deductions. The IRS provides tax deductions for casualty losses not covered by insurance.